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Flight Guard is Accidental Death and Dismemberment (AD&D)
insurance which provides coverage for you and your family. This flight
insurance is coverage for the entire duration of your trip while you
are flying on commercial airlines. This is affordable coverage that
should be considered with every flight you take. Five coverage options
available!
$100,000, $200,000, $300,000, $400,000 and $500,000 Description of CoverageBlanket Travel Accident InsuranceThis document describes the benefits and basic provisions of the policy. The Insured should read it with care so he/she will understand the coverage. The policy is the only contract under which benefits are paid. PLEASE READ THIS DOCUMENT CAREFULLY! Insurance Coverage Underwritten by American Home Assurance Company, a New York insurance company, with its principal place of business at 70 Pine Street, New York, New York 10270. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19380. Effective Date: The insurance will be effective when premium is received by Travel Guard. Losses the Insurer Covers: The Insurer will pay this benefit if the insured is injured while riding as a passenger in or boarding or alighting from a certified passenger aircraft provided by a regularly scheduled airline or charter and operated by a properly certified pilot. The Insurer will pay the Flight Accident Benefit (amount shown on the reverse side, for which premium has been paid) for loss of life, both hands or feet, sight of both eyes, or loss of one hand or foot and sight of one eye when such double losses are the result of the same accident. One-half of the benefit is payable for the loss of one hand or foot or the sight of one eye. If the insured suffers more than one loss from the accident, the Insurer will pay only for the loss with the larger benefit. Loss of hand or foot means complete severance at or above the wrist or ankle joint. The Insurer will not pay more than 100% of the principal sum for all losses due to the same accident. Loss of sight of an eye means complete and irrecoverable loss of sight. Loss must be within 365 days of the accident. The Insurer will pay for loss of life if your body has not been found within one year of the accident. The Insurer's maximum total liability resulting from the same occurrence will be $10,000,000. The Insurer will pay up to the maximum amount purchased, not to exceed $500,000 per occurrence to or on account of any person injured through Travel Guard International. Exclusions: Benefits will not be provided for any loss resulting (in whole or in part) from:
Payment of Claims: All claims of California claims will be administered by Mercury Claims Administrator Services, LLC. To Whom Paid: Benefits paid on account of Insured's death will be paid to:
If a benefit is payable to the Insured's estate, or to a minor or other person who is incapable of giving a valid release, The Insurer may pay up to $500 to a relative or other person who has assumed care or custody of the Insured. Any payment the Insurer makes in good faith fully discharges us to the extent of that payment.All other benefits will be payable to the Insured. However, if he/she has assigned his/her benefits, the Insurer will honor the assignment, if the Insurer has a signed copy of the assignment. The Insurer is not responsible for the assignment's validity or sufficiency. Travel Guard's Flight Guard coverage is Accidental Death and Dismemberment insurance. The policy covers an insured while a passenger on, or boarding or alighting from a certified passenger aircraft. The flight must be provided by a regularly scheduled airline operated by a properly certified pilot. This valuable insurance includes: 100% benefit paid for:
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