Travel Insurance News and Press Releases

Take the Mystery Out of Trip Cancellation Insurance

An easy way to analyze and compare trip cancellation insurance from QuoteWright.com.

East Hartford, CT., April 11, 2005 -- Insurance can be confusing and in some cases overwhelming. There are many things to consider but the foremost concern that most people think of is:

Can I afford to lose the cost of my trip if I have to cancel or interrupt my travel plans?

If the answer is that you can�t afford to lose the money, then you want to buy trip cancellation insurance. But how do you find the right plan? John Cook, President of QuoteWright.com has the following advice:

�It�s not as hard as you think. The first thing you have to understand is that trip cancellation insurance is sold as part of a �package� of travel insurance. Packages are plans that are pre-bundled by the insurance companies. The second thing to understand is that not all trip cancellation insurance is the same. They do have some commonalities where the benefits are concerned but they don�t all share the same covered reasons or exclusions. Because of the differences it is important that you shop around and find the plan that is closest to your needs.

How do you determine the plan that best fits your needs? It�s easy if you follow a 4 step process:

1. Take a look at the plans� benefits. These are the financial losses that will be reimbursed by the insurance company. This is the area of trip cancellation/interruption coverage where the plans are basically similar. Most of them will reimburse you non-refundable deposits and fees if you have to cancel or interrupt your trip and will pay additional, economy transportation charges if you must interrupt your trip.

2. Trip cancellation/interruption coverage is �named peril� coverage. Translated that means that the policies have specific �covered reasons� that are recognized by the travel insurance companies as valid reasons for a claim. Read these �covered reasons� carefully because if the reason you cancel is not listed within the plan then you will not be covered. As an example some companies say that in order to be covered for �financial default� of an airline, cruise line, or tour operator that you must buy your travel through a third party rather than directly with the airline, cruise line, or tour operator and you must buy the coverage within a specific time period of your intial trip deposit.

3. Look at the exclusions and the pre-existing medical conditions clause. These exclusions are used to limit the �covered reasons� and should be read carefully and in concert with the �covered reasons�. Many of the plans will waive the pre-existing conditions clause if you purchase your insurance within a 10 to 21 day period(depends on the plan) from when you pay your initial trip deposit.

4. Finally, look at the definition of �family member." Trip cancellation/interruption coverage usually will include coverage if you must cancel or interrupt your trip due to a medical reason or death of a �family member� regardless of whether they are traveling with you. However, not all companies define �family members� the same. Some companies will provide a broader definition than others. Some companies will provide coverage if you must cancel or interrupt your trip because of the �family members� of traveling companions while others will only cover you if the travel companion has cancelled due to a medical reason or has died.

Another helpful hint is that when you are reading a policy you will find some terms and words capitalized. Usually when you find a word or phrase that is capitalized when it normally shouldn�t be it indicates that it has a special meaning and you should look at the plan�s definitions to understand what it means within the plan you are comparing.�
Keeping these points in mind will help you find the travel insurance plan that will best fit your traveling needs. There are other coverages that you have to view as well but if trip cancellation/interruption insurance is your primary concern stay focused on that first and than review the others coverages after you've found the trip cancellation that is best for you..

About QuoteWright.com

QuoteWright.com is a division of BC Group, LLC. It is an on-line travel insurance comparison site that provides consumers with the ability to compare and select the plan that is best for their travel needs. BC Group is highly intergraded with their travel insurance partners and offers coverages from the major travel insurance companies. The principals of BC are nationally known and respected experts in the field of travel insurance and have over 80 years of combined experience. Interested parties can find BC Group at http://www.quotewright.com or by calling them at 800-821-4940. ###

QuoteWright.com Announces a New Service for Clients Trying to Apply for Schengen Visa's

QuoteWright.com announces a new service for consumers that need to comply with Schengen medical insurance requirements for their entry Visa.

March 10, 2005 -- QuoteWright.com, the leading aggregator of travel insurance in the USA, announced today an improved service for travelers who need travel medical insurance in order to qualify for a visa to visit a Schengen country. Travelers who must obtain a visa in order to visit a Schengen country must show proof of medical insurance when applying for their entry visa.

QuoteWright has improved their system so consumers can now compare and view travel medical insurance plans that conform to these requirement by simply selecting the option to "Fulfill Visa Insurance Requirement" when starting a quote. "By selecting this option, our system will only show the client those plans that they qualify for and that meet or exceed the Schengen visa requirement for insurance" explained John Cook, President of QuoteWright.com. "In most cases clients will have their choice of over 50 plans that meet or exceed their requirements." He further explained that QuoteWright.com will fax proof of coverage to them within minutes of their request. "This is a value added service that we provide free of charge to our clients and that supports our pledge to provide quality service."

About QuoteWright.com

QuoteWright is a division of the BC Group, LLC. of East Hartford, CT. BC Group, LLC. is a licensed insurance agency that specializes in travel insurance coverages. It was established in 2001 and is headquartered in East Hartford, CT. Ever since its creation, it has been assisting consumers in finding appropriate travel coverages. BC Group is highly integrated with their partners and offers coverages from the major travel insurance companies. The principals of BC are nationally known and respected experts in the field of travel insurance and have over 80 years of combined experience. Interested parties can find BC Group at http://www.quotewright.com or by calling them at 800-821-4940.

QuoteWright.com and HTH Worldwide Announce Travel Insurance Partnership

The Nation's Leading Online Travel Insurance Marketplace to Offer HTH Worldwide International Health Insurance and Trip Protection Plans.

East Hartford, CT. February 16, 2005 -- QuoteWright.com, the nation's leading online travel insurance market source announced today a business partnership with HTH Worldwide, a leader in international health insurance and medical assistance services, serving hundreds of thousands of world travelers annually.

"This relationship strengthens the ability of consumer's all over the USA and Canada to compare and gain access to the very comprehensive HTH Worldwide protection plans," said QuoteWright.com President John Cook. "HTH provides cost effective travel insurance plans. Consumers who visit our site can use our marketplace to do a side by side comparison of available plans and make clear and informed decisions about coverage for their trip."

About QuoteWright.com

QuoteWright.com is a division of BC Group, LLC. The BC Group is a travel insurance aggregator that was established in 2001 and is headquartered in East Hartford, CT. Ever since it's creation it has been assisting consumers in finding appropriate travel insurance coverage. BC Group is highly intergraded with their partners and offers coverages from the major travel insurance companies. The principals of BC are nationally known and respected experts in the field of travel insurance and have over 80 years of combined experience. Interested parties can find BC Group at http://www.quotewright.com or by calling them at 800-821-4940.

Leading Online Travel Insurance Marketplace to Offer IMG-Administered Plans

East Hartford, CT (PRWEB) January 19, 2005 -- QuoteWright.com, the nation's top online travel insurance marketplace, announced today they will offer travel medical plans that are administered by International Medical Group® (IMG®).

"By offering these products, our clients have access to a very broad range of comprehensive travel and medical protection plans," said QuoteWright President John Cook. "IMG® offers cost-effective travel insurance plans that are highly competitive. Our clients have more options when visiting our site to compare plans, side by side, giving them the ability to make clear and informed decisions about coverage that they need for their trips."

QuoteWright.com is the leading, one-stop, consolidated marketplace specifically designed to provide consumers with the ability to compare and select travel insurance that is best for their trips.

About QuoteWright: QuoteWright is a division of the BC Group, LLC. of East Hartford, CT. BC Group, LLC. is a licensed insurance agency that specializes in travel insurance coverages. It was established in 2001 and is headquartered in East Hartford, CT. Ever since its creation, it has been assisting consumers in finding appropriate travel coverages. BC Group is highly integrated with their partners and offers coverages from the major travel insurance companies. The principals of BC are nationally known and respected experts in the field of travel insurance and have over 80 years of combined experience. Interested parties can find BC Group at www.quotewright.com or by calling them at 800-821-4940.

QuoteWright is a trademark of the BC Group, LLC

About International Medical Group, Inc.: IMG is a worldwide leader in designing, distributing and administering global healthcare benefits. Since 1990, they have built a solid reputation by providing medical security to hundreds of thousands of individuals, families and groups in more than 150 countries. For more information, please call 800-628-4664 or visit them at www.imglobal.com.

Travel Insurance and Natural Disasters

(PRWEB) January 7, 2005 -- Recently there have been many questions about travel insurance and natural disasters and whether or not coverage exists for these "acts of God." John Cook, President of QuoteWright.com a division of the BC Group, LLC., explained recently that there are many travel insurance policies and that most of them will respond to these types of emergencies. Perhaps the most popular type of travel insurance are the "Package" plans that are pre-bundled by insurance companies and sold as a Package of coverages. Coverages contained in these packages will vary from policy to policy even within the same insurance company. Some of the coverages will pay for losses due to a natural disaster. Here are some of the more popular coverages found in Package Policies and how they may respond:

Trip Cancellation/Interruption: Usually not covered. Trip Cancellation/Interruption is named "peril" coverage and most policies do not include the "peril" of natural disaster. Those that do will require that the disaster causes your home or destination to be uninhabitable. Natural disasters that are caused by weather are also covered by some policies as long as your common carrier is delayed or cancelled as a direct result.

Travel Delay: Most policies will cover travel delays (additional living expense) due to a natural disaster. This coverage is also named "peril" coverage and most policies include natural disasters as a "peril".

Medical Expense: Most travel medical coverages are broad coverages and will cover medical expenses due to injuries sustained as a result of a natural disaster.

Emergency Medical Evacuation: Same as medical expense. Generally this a broad form of coverage that will pay for Emergency Medical Evacuations caused by either injuries or sicknesses as a result of a natural disaster. This coverage usually also provides for the shipment of mortal remains and sometimes will pay for a family member to join an injured client.

Accidental Death and Dismemberment: Most policies that offer this coverage do so as a broad form that will provide benefits as a result of Death or Dismemberment caused by injuries received as a result of a natural disaster. Some Accidental Death and Dismemberment coverage are restricted to accidents that occur while riding on a common carrier or on a scheduled airline. These types would not respond unless the accident occurred while as passenger.

Baggage: Usually broad coverage that would provide coverage for lost or damaged baggage and personal effects that were the result of the natural disaster.

"It is important that consumers understand the travel insurance that is available and that they make an informed decision when they choose a policy for their trip" explained Mr. Cook.

About BC Group, LLC.: BC Group, LLC. is a travel insurance aggregator that was established in 2001 and is headquartered in East Hartford, CT. Ever since it's creation it has been assisting consumers in finding appropriate travel insurance coverage. BC Group is highly intergraded with their partners and offers coverages from the major travel insurance companies. The principals of BC are nationally known and respected experts in the field of travel insurance and have over 80 years of combined experience. Interested parties can find BC Group at http://www.quotewright.com or by calling them at 800-821-4940.

QuoteWright is a trademark of the BC Group, LLC.

Leading Online Travel Insurance Marketplace to Offer CSA Plans.

East Hartford, CT (PRWEB) November 24, 2004 -- www.quotewright.com, the nation's top online travel insurance marketplace, announced today a business partnership with CSA Travel Protection, a leading supplier of travel protection plans. "Adding this relationship gives our client's access to the very comprehensive CSA protection plans," said QuoteWright President John Cook. "CSA provides cost effective travel insurance packages that are highly competitive. Consumers have another option when visiting our site to compare plans, side by side, and make clear and informed decisions about coverage that they need for their trip."

QuoteWright.com is the leading, one-stop, consolidated marketplace specifically designed to provide consumers with the ability to compare and select travel insurance that is best for their trip.

About QuoteWright: QuoteWright is a division of the BC Group, LLC. of East Hartford, CT. BC Group, LLC. is a licensed insurance agency that specializes in travel insurance coverages. It was established in 2001 and is headquartered in East Hartford, CT. Ever since it's creation it has been assisting consumers in finding appropriate travel insurance coverage. BC Group is highly intergraded with their partners and offers coverages from the major travel insurance companies. The principals of BC are nationally known and respected experts in the field of travel insurance and have over 80 years of combined experience. Interested parties can find BC Group at http://www.quotewright.com or by calling them at 800-821-4940. QuoteWright is a trademark of the BC Group, LLC

Statler's CruiseTrends

World Traveler & Reporter Takes Cruising Passion to the Air & Internet

S. Earl Statler, 40-year TV and radio veteran reporter/anchor, has been hosting and producing his radio cruise magazine program in the Southern California radio market for the last two years. His radio reports and programs - hour-long Porthole to the Cruise World and Statler's Cruise Trends, have been broadcast on KCAA 1050AM and KRLA 590AM. KCAA 1050AM, the Southern California NBC radio news affiliate, is the program's flag station for its radio syndication on the Genesis Communications Network.

Statler's CruiseTrends will air on Sunday evenings 8 PM (Central Time) on the Genesis Network. National program time will vary according to time zones. The program will be broadcast "live" so that Statler can take "callers" from across America. Genesis Network also syndicates Barry Lynn's Culture Shock, The Alex Jones Show, and Linda Salvin's Visions and Solutions. Genesis will syndicate Statler's program to over 130 stations across America.

Statler's CruiseTrends format features interviews with cruise industries' movers and shakers; the latest cruise fare deals; exotic Ports-of Call features; cruise travel book reviews, and the latest cruise news. Since June of 2004, Statler has completed 200 radio features on cruise topics such as: cruising the wine country of California; selecting the best cruise travel and medical insurance; Bob Dickinson's (Carnival Cruises' president) new book, "The Complete 21st Century Travel Marketing Textbook," and cruising the great rivers of China on Viking River Cruises. Statler's 40 years as a print and electronic media reporter is obvious due to his in-depth interviewing techniques. He explains that he gets behind the story by delving into "what makes the people behind the scenes tick. Often you find, that the 'why' is more interesting that the 'what' when you get to the end of the interview," Statler notes. His guest list reads like a "Who's Who" of the cruise industry.

Statler's CruiseTrends can be heard each weekend via broadcast radio, satellite transmission, and Internet streaming. S. Earl Statler's 40-year career as a broadcaster and reporter and his career as a cruise port lecturer for Princess Cruises, Holland America Lines, and the Cunard Line uniquely makes him..."The Savvy Cruiser." In the last two years, Statler's radio broadcasts have been broadcast on satellite in Southern California from Royal Caribbean International's Radiance of the Seas from San Diego, Calif.; Astoria, Ore.; Vancouver and Victoria, B.C., and Juneau, Ketchikan, and Skagway, Alaska. He has also done his program, "Live from Carnival's Pride" from Long Beach, Calif.; Mazatlan, Puerto Vallarta, and Cabo San Lucas, Mexico.

In mid-November Statler's production company, Statler Media Group, started broadcasting Cruise information related programming on the Internet 24/7 at WWW.CruiseTrendsRadio.com. Dennis Baxter, Vice President of Programming, for the Internet Company announced this week that the station's programming will include Statler's radio programs, world news, world destination cruiser weather, along with additional Cruise related "Specials." Baxter also notes that, "CruiseTrendsRadio.com will also air Captain's Table, which stars Internationally known corporate staging, etiquette and Protocol expert Bet Martin." John Cook owner of QuoteWright.com will also host a half hour program about travel insurance and staying safe while on vacation. Mr. Cook has been an insurance broker for over twenty-five years on the East coast. Also joining the WWW.CruiseTrendsRadio.Com radio line-up is Dr Cass Ingram who is a world-renowned expert on health issues, author, lecturer, and has been a guest on hundreds of radio and television programs. Dr. Ingram's radio program will discuss ways to stay healthy on your cruise, vaccinations and health issue. Dr. Cass will host Better Health for Better Cruising weekly.

Statler comments, "Although it's a lot more work, we enjoy doing the show from exotic locations. I've been cruising since the early 1950s and I am third generation Hawaii-born. We always traveled at least one way on our yearly trip to the mainland by ship. Cruising is in my blood," he added, with the look of wanderlust in his eyes.

Statler's Porthole to the Cruise World can be heard on KCAA 1050AM in Southern California; check www.portholeradio.com for air time or call 909-889-3455. You can e-mail S. Earl Statler at statler@searlstatler.com.

QuoteWright.com Publishes "Fairness Pledge" for Consumers

East Hartford, CT (PRWEB) November 19, 2004 -- BC Group, LLC a leading travel insurance broker since 2001, pledges to consumer that they will be unbiased and not influenced by commissions paid to BC Group, LLC.

John Cook, President of BC Group, today announced the publication of their "Fairness Pledge" to travel insurance consumers. John states that "in today's environment consumers need to know that we will always fairly display travel insurance products on our site without being biased by the level of commission that we receive from our partner insurance companies. It's for this reason we decided to publish our own company policy as a pledge to our current and future client's."

"Our Fairness Pledge states: BC Group, LLC. is a licensed insurance agency located in East Hartford, CT. We are paid commissions by the insurance companies on our site. Commissions are a percentage of the premium that you pay and are built into the cost of the insurance policy. They vary by company and by plan.

We do not receive any bonus or contingency commissions from any of our companies. It is unlawful for us to offer you a discount (rebate) by discounting our commission. Additionally it is unlawful for our insurance companies to offer you the same coverage at a lower rate because of a discounted commission.

We promise you that we will not steer you to plans that offer us higher or better commissions. At all times we will fairly and accurately show all plans from our partner companies so that you will be able to choose based on your needs regardless of their profitability to our company. We will make no distinction based on our commission."

About BC Group, LLC.: BC Group, LLC. is a travel insurance aggregator that was established in 2001 and is headquartered in East Hartford, CT. Ever since it's creation it has been assisting consumers in finding appropriate travel insurance coverage. BC Group is highly intergraded with their partners and offers coverages from the major travel insurance companies. The principals of BC are nationally known and respected experts in the field of travel insurance and have over 80 years of combined experience. Interested parties can find BC Group at http://www.quotewright.com or by calling them at 800-821-4940.

QuoteWright is a trademark of the BC Group, LLC.

When Should You Buy Travel Insurance?

East Hartford, CT (PRWEB) October 27, 2004 -- BC Group, LLC a leading travel insurance broker since 2001, encourages travel insurance consumers to buy travel insurance at the same time that they are putting deposits down for their trips.

John Cook, President of BC Group and one of the most respected experts in the field of travel insurance strongly recommends that today's consumers seriously consider buying travel insurance at the same time that they are putting down their initial trip deposit. "The reason is simple", John explains, "most travel insurance companies that offer the broad, comprehensive travel insurance that includes trip cancellation coverage, offer very valuable incentives that are time sensitive in order to encourage clients to buy the insurance early. The most important incentive is that the majority of companies will waive their pre-existing conditions exclusion if the insurance is purchased around the time of the client's first trip payment. Eliminating the pre-existing conditions exclusion is a major benefit for the client and removes an area of the policy that has always caused confusion and misunderstanding. In addition most companies will also provide financial default coverage incase an airline, cruise line, or tour operator goes bankrupt and your trip is cancelled or interrupted. Both of these benefits are important and can be added to most policies just by buying them within the required time period."

About BC Group, LLC. BC Group, LLC. is a national online travel insurance broker that was created in 2001. It is Headquartered in East Hartford, CT. Ever since it's creation it has been educating and assisting consumers and insurance professionals in find appropriate travel insurance coverage. BC Group is highly integrated with their partner companies and offers consumers coverage from the major travel insurance companies. The principals of BC are nationally known and respected experts in the field of travel insurance and have over 80 years of combined experience. Interested parties can find BC Group at http://www.quotewright.com or by calling them at 800-821-4940.

QuoteWright is a trademark of the BC Group, LLC.

Revolutionary Technology From One of the Leading Travel Insurance Brokers

BC Group, LLC. of East Hartford, CT introduces new, proprietary, web based technology to assist consumers in finding, comparing, and buying travel insurance online.

East Hartford, CT (PRWEB) September 21, 2004 -- BC Group, LLC a leading travel insurance broker since 2001, unveils a revolutionary web based technology that allows consumers to find, research, compare, and buy travel insurance online.

John Cook, President of BC Group, today announced the introduction of their new "QuoteWright" system for the quoting, comparing, and purchasing of travel insurance. John states that "our new 'QuoteWright' technology, allows a consumer more control over how they can research and buy travel insurance online. QuoteWright provides the consumer with only those plans for which they qualify.

The consumer controls how the plans are sorted thus giving them a tool when shopping for travel insurance that is based on their needs. With our new web based system, clients can, for the first time, sort through applicable plans and compare coverages on a side-by-side basis. Never before has the consumer had this much control in finding which travel insurance policy is the right one. This is exciting and new technology. And if they need help in finding a plan we have the most experienced customer support staff just a phone call away."

About BC Group, LLC.: BC Group, LLC. is a national travel insurance broker that was established in 2001 and is headquartered in East Hartford, CT. Ever since it's creation it has been assisting consumers in finding appropriate travel insurance coverage. BC Group is highly intergraded with their partners and offers coverages from the major travel insurance companies. The principals of BC are nationally known and respected experts in the field of travel insurance and have over 80 years of combined experience. Interested parties can find BC Group at http://www.travelnsurance.com and http://www.quotewright.com or by calling them at 800-821-4940.

Travelnsurance and QuoteWright are trademarks of the BC Group, LLC.

A NEW MARKET FOR TRAVEL INSURANCE

East Hartford, CT. Jan 15, 2002 - BC Group, LLC. on Monday announced a revolutionary new service designed specifically to provide insurance professionals with market access to America's leading underwriters of travel insurance.The service, www.insuremyclient.com, is designed to provide Agents with access to the leading travel insurance products allowing both agents and their clients to analyze, rate and compare different plans and policies all in real time. Registered agents can order policies online and participate in the competitive commission program available as part of the service. John Cook, President of BC Group, said, "This is the first time that insurance professionals have been offered direct access to the travel insurance markets in such a centralized, comprehensive way. Now, instead of losing sales because agents lacked access to the market, they can now go to a single source to find the latest travel insurance products offered by the Nation's leading underwriters." Cook further stated that there are no fees or other obligations for registering. InsureMyClient.Com is a joint venture of BC Group, LLC. and IMT Services Corp., a leading provider of internet technology solutions for the travel insurance industry.