Important Time Sensitive Benefits Information Concerning Travel Insurance

Many comprehensive travel insurance plans offer policy enhancements as an inducement for you to buy the policy early. These enhancements are time sensitive and usually require that you purchase your travel insurance policy within 10 - 21 days after your initial trip deposit or first payment. The amount of time from you deposit date varies with each plan. Usually these enhancements include:

Waiver of pre-existing medical conditions: most companies also require that you insure the full cost of your trip and that you are medically able to travel on the day you purchase your travel insurance coverage.
Financial default coverage: most companies also will provide coverage for the unforeseen financial default (bankruptcy) of an airline, tour operator, or cruise line. Please note that some companies will exclude coverage for this benefit if you purchased your travel arrangements directly from the travel company rather than from a third party such as a travel agent.
Terrorism coverage for trip cancellation or interruption: some of the companies also offer this coverage as an enhancement.

You may still purchase coverage outside this time period however some or all of these time sensitive benefits may not apply; because of this we strong suggest that you buy you coverage within this time period.

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