Baggage Limit policy wording for Travelex Insurance Services Travel Plus
BAGGAGE AND PERSONAL EFFECTS
You are covered up to the Maximum Benefit Amount for lost, stolen, or
damaged baggage or personal items with a maximum reimbursement of
up to $300 per article. A combined maximum of $600 will be paid for
jewelry, watches, articles consisting in whole or in part of silver, gold or
platinum, articles trimmed with fur, cameras and their accessories and
related equipment. In addition, the following reimbursements will apply:
- lost or stolen passport or visa ($50 maximum);
- lost or stolen credit cards ($50 maximum for the cost associated
with unauthorized use subject to verification that You have complied
with all conditions of the credit card company).
The lesser of the following amounts will be paid:
- the actual cash value (original cost less proper deduction for
depreciation) at the time of loss, theft or damage;
- the cost to repair or replace the article with material of a like kind
and quality; or
- $300 per article.
Benefits will not be paid for any expenses which have been reimbursed
or for any services which have been provided by the Common Carrier,
hotel or Travel Supplier; nor will benefits be paid for loss or damage to
property specifically scheduled under any other insurance.
EXCLUSIONS FOR BAGGAGE & BAGGAGE DELAY ONLY
Benefits are not payable for:
- animals;
- automobile and automobile equipment, boats or other vehicles or
conveyances, trailers, motors,
- aircraft, bicycles (except when checked as baggage with a
Common Carrier);
- household effects and furnishings, antiques and collector's items;
- sunglasses (prescription or non-prescription), contact lenses;
- artificial teeth, dental bridges;
- hearing aids;
- prosthetic limbs;
- prescribed medications;
- keys;
- money, credit cards, tickets and documents (except as coverage is
otherwise specifically provided herein), securities;
- stamps;
- professional or occupational equipment or property including, but
not limited to, electronic business equipment, telephones, computer
hardware or software.
- perishables and consumables;
- tobacco products.
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