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Cancel for Any (Other) Reason policy wording for Travel Insurance Services Travel Insurance Select Elite

Cancel for Any Reason Cancellation for Any Reason Benefit: If the Insured is prevented from taking the Trip for any reason not otherwise covered by the Policy, the Insurer will reimburse the Insured for 75% of the prepaid, forfeited, non-refundable payments or deposits for the insured Trip arrangement(s) up to the Maximum Limit shown on the Schedule of Benefits, provided the following conditions are met:

  1. the Insured purchases this Elite option within 21 days of the date the Insured’s “initial Trip payment” or deposit and the cost of any subsequent arrangement(s) added to the same Trip are insured within 21 days of the date of payment or deposit for any subsequent Trip arrangement(s); and
  2. this insurance coverage is purchased at that time for the full cost of all prepaid Trip arrangements that are subject to cancellation penalties and/or restrictions; and
  3. the Insured cancels the insured Trip not less than 2 days prior to the Contracted Departure Date.
Requirements in the Event of a Cancellation or Interruption:

The Insured must contact the Worldwide Assistance Center at 1-866-346-1803 or 1-715-342-3541 (collect) for assistance as soon as reasonably possible after he/she knows the Trip is going to be canceled or interrupted. Failure to do so may affect coverage. The Insured must provide the Insurer documentation of the cancellation or interruption and proof of the expenses incurred. The Insured must provide proof of payment for the Trip such as canceled check or credit card statements, proof of refunds received, copies of applicable tour operator or Common Carrier cancellation policies, and any other information reasonably required to prove the loss. Claims involving loss due to Sickness, Injury, or death require signed patient (or next of kin) authorization to release medical information and an attending physician’s statement. The Insured must provide the Insurer with all unused air, rail, cruise, or other tickets if he/she is claiming the value of those unused tickets.

 
Please note: All coverages are subject to plan exclusions and other limitations. Please read them carefully as they will limit or remove coverage.

Insurance companies frequently make changes to their policies and premiums. Changes are posted on our site when they occur and can result in changes to this information. We advise you to purchase your insurance as soon as possible. If you have any questions please call us at 800-821-4940 Monday through Friday between 9am to 5:30pm ET.