QuoteWright Travel Insurance Buyers Guide

Accidental Death Coverage

Broad form of accidental death coverage with principal sum (insured amount) paid to a beneficiary.

Accidental Death and Dismemberment Coverage(AD&D)

A broad form of Accidental Death coverage which includes most types of accidents including, but not limited to flight accidents, private passenger automobile, and pedestrian.  The benefit limit is the total amount of payment.  The amount is usually referred to as the Principal Sum.  Dismemberment is a related benefit and pays a percentage of the Principal Sum for loss of specific body members.

The death benefit is paid to a beneficiary.  If no beneficiary is named than payment is usually made to the travelers estate.

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FAQ's

Question:  Does coverage include all types of accidents that can cause an accidental death?

Answer:  Yes, as long as the cause of the accident is not specifically excluded from coverage by the plan exclusions.  Also the accident has to be independent of any other cause.  This usually means that the accident can't be caused by a sickness or medical condition.


Recommended Travel Insurance Plans

The following are the top 3 plans out of 7 available to you. All coverage limits and premiums are in US $.
Company & Plan Name Accidental Death Coverage Total Premium

Travel Guard

Platinum

See Details
$ 50,000

See Policy Wording
Get A Quote

RoamRight

Elite

See Details
$ 25,000

See Policy Wording
Get A Quote

CSA Travel Protection

Custom Luxe

See Details
$ 50,000
per person (Policy Maximum of $100,000.)
See Policy Wording
Get A Quote
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