QuoteWright Travel Insurance Buyers Guide

Travel Delay Coverage

Coverage for additional living expenses if your trip is delayed due to the covered reasons.

Another benefit that tends to only be available on trip cancellation/trip interruption policies. It covers additional living expenses (think hotels and meals) incurred if your trip is delayed for "covered reason" on your policy- usually things like weather delays, common carrier delays, strike, and loss of travel documents to name a few. Coverage is generally limited to a maximum daily amount and an overall limit. Depending on the policy, certain time requirements must be met for the benefit to go into effect, so be sure to check your policy.

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Fact:  Client from NY was on tour in Europe during April of 2010 when all air traffic was grounded in Europe.  Client could not return and had 3 days of unplanned expenses for a hotel and meals.

Result:  Client was eligible for the following expenses:

  • hotel,
  • meal,
  • transportation to and from airport

Recommended Travel Insurance Plans

The following are the top 3 plans out of 15 available to you. All coverage limits and premiums are in US $.
Company & Plan Name Travel Delay Total Premium

Travel Guard

Platinum

See Details
$ 1,000
$200 limit per day/5 hour delay
See Policy Wording
Get A Quote

Travel Guard

Cruise Tour and Travel

See Details
$ 1,000
$200 limit per day/5 hour delay
See Policy Wording
Get A Quote

Travel Guard

Gold

See Details
$ 750
$150 limit per day/5 hours
See Policy Wording
Get A Quote
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