QuoteWright Travel Insurance Buyers Guide

Trip Cancellation Coverage

Reimbursement for trip investment payments if you have to cancel the trip, flight, or cruise for any of the listed covered reasons.

Trip Cancellation

Coverage for your trip investment.  It reimburses those pre-paid and nonrefundable out of pocket expenses if you cancel your trip due to a covered reason prior to your departure date. Cancelling while on your trip is known as trip interruption.  Some plans may even provide a single supplement upgrade if your traveling companion cancels due to a covered reason.

Covered reasons are very specific and can vary from plan to plan.  Some common "covered reasons" are:

  • injury, illness, or death of the traveler, the traveler's traveling companion, and family members regardless of whether they are traveling.
  • weather conditions however, coverage is very specific and many plans limit coverage to weather that causes your common carrier to be delayed for a specific number of hours.
  • your home or destination made uninhabitable due to natural disaster.
  • jury duty.

Sometimes the policy does not offer the covered reasons you are looking for.  In those cases you want to look at the plans that offer "cancel for any reason."  

Possible pitfalls

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FAQ's

Question:   I'm have an elderly pet that is a part of my family.  Would trip cancellation cover me if I have to cancel due to the pets injury or illness?

Answer:  No. Family is a defined term under all travel insurance plans and only those relations are covered.  However, some plans offer "cancel for any reason" as an option which would cover your concerns.

Question:  I'm using award points for some of my travel arrangements.  How do I insure them?

Answer:  Only money that you've paid is insurable.  Some plans will reimburse you the cost to restock your award points (if you can).


Recommended Travel Insurance Plans

The following are the top 3 plans out of 15 available to you. All coverage limits and premiums are in US $.
Company & Plan Name Trip Cancellation Coverage Total Premium

Travel Guard

Cruise Tour and Travel

See Details
100% of Trip Cost

See Policy Wording
Get A Quote

Travel Insured International

Worldwide Trip Protector

See Details
100% of Trip Cost

See Policy Wording
Get A Quote

Travel Insured International

Worldwide Trip Protector Plus

See Details
100% of Trip Cost

See Policy Wording
Get A Quote
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