QuoteWright Travel Insurance Buyers Guide

Trip Interruption Coverage

Post departure trip investment coverage in the event you have to curtail or interrupt your trip, flight, or cruise due to a covered reason.

Trip Interruption Protection

Very similar coverage to trip cancellation. It is a type of coverage that provides for reimbursement of unused, non-refundable fees that you've paid because you interrupt (post departure) your trip due to a covered reason.  Coverage can also include reimbursement for airfare to return home.

Some common "covered reasons" are:

  • injury, illness, or death of the traveler, the traveler's traveling companion, and family members.
  • weather conditions however, coverage is very specific and many plans limit coverage to weather that causes your common carrier to be delayed for a specific number of hours.
  • your home or destination made uninhabitable due to natural disaster.
  • jury duty.

Possible pitfalls

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CASE STUDY

Facts:  Family of 4 are on a European trip when word reaches them that an elderly parent has passed away.  They have to return home 1/2 way through their trip.  The remainder of their tour is nonrefundable and they find that the airline requires an additional fee to change their tickets to the new return date.

Result: Trip interruption coverage provided a refund of the unused portion of their tour and for the additional airfare to return home.


Recommended Travel Insurance Plans

The following are the top 3 plans out of 15 available to you. All coverage limits and premiums are in US $.
Company & Plan Name Trip Interruption Total Premium

Travel Guard

Cruise Tour and Travel

See Details
150% of Trip Cost
or
$1000 per traveler for Return Air Only
whichever is greater

See Policy Wording
Get A Quote

Travel Insured International

Worldwide Trip Protector

See Details
150% of Trip Cost
$500 per traveler for return air only if $0 Trip Cost
See Policy Wording
Get A Quote

Travel Insured International

Worldwide Trip Protector Plus

See Details
150% of Trip Cost
$1000 per traveler for return air only if $0 Trip Cost
See Policy Wording
Get A Quote
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