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To use this page you can click on the Coverage Items in the left-hand column to see how each of the plans rate. For more detail on a plan click on the name of the plan below, for more information on Pre-Existing Condition Period click on the underlined item in the Pre-Existing Condition Period column.
Pre-Existing Condition Period - Travel policies generally exclude from coverage any medical condition for which you are currently being treated or for which you should be treated. Each company will look at a specific period of time prior to your coverage effective date in order to determine if a condition is pre-existing. If treatment is given, or should have been sought during this period than coverage will be excluded. There are usually two exceptions to this exclusion: 1. the pre-existing condition waiver (please see waiver heading for explanation); and 2. the taking of a prescribed medication for a conditions that is controlled throughout the pre-existing condition period. Most plans will not exclude taking a prescribed medication for a controlled condition as long as the condition and the medication have both remained unchanged during the entire period.
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