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Home > Research Plans > Compare Coverages > Compare Pre-Existing Condition Period

Pre-Existing Condition Period

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Coverage Items
Trip Interruption
Trip Cancellation
Travel Supplier Restrictions
Travel Delay
Terrorism
Rental Car/Collision Limit
Pre-Existing Waiver
Pre-Existing Condition Period
Policy Definitions
Plan Sent by
Money Back Guarantee
Missed Connection
Medical Limit
Medical Evacuation Limit
Flight Accidental Death Limit
Extra Time Sensitive Benefits
Exclusions
Dental Limit
Default Coverage
Deductible
Credit Cards Accepted
Cancel for Any (Other) Reason
Baggage Limit
Baggage Delay
Available to
Available Options
Accidental Death Limit
24 Hour Emergency Assistance

To use this page you can click on the Coverage Items in the left-hand column to see how each of the plans rate. For more detail on a plan click on the name of the plan below, for more information on Pre-Existing Condition Period click on the underlined item in the Pre-Existing Condition Period column.

Pre-Existing Condition Period - Travel policies generally exclude from coverage any medical condition for which you are currently being treated or for which you should be treated. Each company will look at a specific period of time prior to your coverage effective date in order to determine if a condition is pre-existing. If treatment is given, or should have been sought during this period than coverage will be excluded. There are usually two exceptions to this exclusion: 1. the pre-existing condition waiver (please see waiver heading for explanation); and 2. the taking of a prescribed medication for a conditions that is controlled throughout the pre-existing condition period. Most plans will not exclude taking a prescribed medication for a controlled condition as long as the condition and the medication have both remained unchanged during the entire period.

Company Plan Name Pre-Existing Condition Period QuoteWright Rating
Travelex Insurance Services Travel Basic 60 days
Applies only to traveling family members
QuoteWright rating: 10 out of 10
Travelex Insurance Services Travel Select 60 days
Applies only to traveling family members
QuoteWright rating: 10 out of 10
Travelex Insurance Services Travel Max 60 days
Applies only to traveling family members
QuoteWright rating: 10 out of 10
Travel Insured International Worldwide Trip Protector Lite 60 days
Applies to all family members
QuoteWright rating: 8 out of 10
Travel Insured International Worldwide Trip Protector 60 days
Applies to all family members
QuoteWright rating: 8 out of 10
Travel Insured International Worldwide Trip Protector Plus 60 days
Applies only to traveling family members
QuoteWright rating: 8 out of 10
Travel Guard Cruise Tour and Travel 60 days
Applies to all family members
QuoteWright rating: 7 out of 10
Travel Guard Essential Expanded 180 days
Applies to all family members
QuoteWright rating: 7 out of 10
Travel Guard Essential 180 days
Applies to all family members
QuoteWright rating: 7 out of 10
Travel Guard ProtectAssist 180 days
Applies to all family members
QuoteWright rating: 7 out of 10
Travel Guard Basic 180 days
Applies to all family members
QuoteWright rating: 7 out of 10
Travel Guard Silver 180 days
Applies to all family members
QuoteWright rating: 7 out of 10
Travel Guard Gold 180 days
Applies to all family members
QuoteWright rating: 7 out of 10
Travel Guard Platinum 90 days
Applies to all family members
QuoteWright rating: 7 out of 10
RoamRight Elite 180 days
Applies to all family members
QuoteWright rating: 7 out of 10
RoamRight Preferred 180 days
Applies to all family members
QuoteWright rating: 7 out of 10
RoamRight Essential 180 days
Applies to all family members
QuoteWright rating: 7 out of 10
CSA Travel Protection Custom 180 days
Applies only to you and your Traveling Companion
QuoteWright rating: 6 out of 10
CSA Travel Protection Custom Luxe 180 days
Applies only to you and your Traveling Companion
QuoteWright rating: 6 out of 10