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Weather Coverage Comparison Chart

UPDATE: Check out our new Travel Insurance Buyer's Guide's Weather Coverage Page

Most travel insurance policies will cover weather conditions that cause you to cancel, interrupt, or delay your trip, however, many have specific requirements that have to be met in order for coverage to apply. As an example many policies require the airline to cease operations for at least 24 consecutive hours before they will cover a cancellation. Use this chart to help you determine which plan would best cover your trip when it comes to weather related delays or cancellations.

The chart below is shown in descending order based on our QuoteWright ratings for each coverage. The rating scale is based on 0 to 100, the higher the rating, the better the coverage relative to the other plans.

Company

Plan Name Trip Cancellation/Interruption Covered Reason Travel Delay Missed Connection QuoteWright Rating

Travel Guard


Platinum

Inclement Weather causing delay or cancellation of common carrier
No Minimum Delay Time
See Details
$ 1,000
$200 limit per day/5 hour delay
See Details
$ 500
Delay of 3 or more hours
See Details

63.3


Travel Guard


Cruise Tour and Travel

Inclement Weather causing delay or cancellation of common carrier
No Minimum Delay Time
See Details
$ 1,000
$200 limit per day/5 hour delay
See Details
$ 500
3 to 5 hours delay to point of departure
See Details

60.0


Travel Guard


Gold

Inclement Weather causing delay or cancellation of travel
No Minimum Delay Time
See Details
$ 750
$150 limit per day/5 hours
See Details
$ 250
Delay of 3 or more hours
See Details

52.7


RoamRight


Elite

Inclement Weather causing complete cessation of services
Miniumum 24 hour delay
See Details
$ 1,500
$200 limit per day/6 hour delay
See Details
$ 750
Delay of 3 or more hours
See Details

51.0


CSA Travel Protection


Custom Luxe

adverse weather, mechanical breakdown of the aircraft, ship, boat or motor coach that you were scheduled to travel on
No minimum time period stated
See Details
$ 1,000
$150/per day per person Maximum/ 6 hours.
See Details
$ 1,000
Delay of 3 or more hours.
See Details

51.0


Travel Insured International


Worldwide Trip Protector Plus

Inclement Weather causing complete cessation of services
Miniumum 24 hour delay
See Details
$ 1,000
$200 limit per day/6 hour delay
See Details
$ 500
Delay of 3 or more hours
See Details

46.0


Travel Guard


ProtectAssist

Inclement Weather causing delay or cancellation of travel
No Minimum Delay Time
See Details
$ 750
$150 limit per day/12 hour delay
See Details
$ 250
3 to 5 hours delay to point of departure
See Details

42.7


RoamRight


Preferred

Weather causing complete cessation of services
Miniumum 24 hour delay
See Details
$ 1,000
$200 limit per day/6 hour delay
See Details
$ 500
Delay of 3 or more hours
See Details

42.7


Travel Insured International


Worldwide Trip Protector

Weather causing complete cessation of services
Miniumum 24 hour delay
See Details
$ 1,000
$200 limit per day/6 hour delay
See Details
$ 500
Delay of 3 or more hours
See Details

42.7


Travelex Insurance Services


Travel Max



See Details
$ 1,000
5 Hour Delay
See Details
$ 1,000
for Cruises only
See Details

42.7


Travelex Insurance Services


Travel Select



See Details
$ 750
5 Hour Delay
See Details
$ 750
for Cruises only
See Details

37.7


Travelex Insurance Services


Travel Basic



See Details
$ 500
5 Hour Delay
See Details
$ 500
for Cruises only
See Details

32.7


Travel Insured International


Worldwide Trip Protector Lite

Inclement Weather causing complete cessation of services
Miniumum 24 hour Delay
See Details
$ 300
$100 limit per day/12 hour delay
See Details
$ 300
minimum delay of 12 hours
See Details

28.3


CSA Travel Protection


Custom



See Details
$ 1,000
$150/per day per person Maximum/ 6 hours.
See Details
$ 500
Delay of 3 or more hours.
See Details

22.7


RoamRight


Essential

Weather causing complete cessation of services
Miniumum 24 hour Delay
See Details
$ 500
$100 limit per day/12 hour delay
See Details
$ 200
Delay of 6 or more hours
See Details

21.7


Travel Guard


Essential Expanded

Inclement Weather causing delay or complete cessation of services
Minimum 24 hour Delay
See Details
$ 500
$100/per day maximum/12 hours
See Details
$ 0
No missed connection coverage
See Details

20.0


Travel Guard


Essential

Inclement Weather causing delay or complete cessation of services
Miniumum 24 hour Delay
See Details
$ 500
$100/per day maximum/12 hour delay
See Details
$ 0
No missed connection coverage
See Details

20.0


Travel Guard


Basic

Inclement Weather causing delay or complete cessation of services
Miniumum 24 hour Delay
See Details
$ 500
$100 per day maximum/12 hours
See Details
$ 0
No missed connection coverage
See Details

13.3


Travel Guard


Silver

Inclement Weather causing delay or complete cessation of services
Minimum 24 hour Delay
See Details
$ 500
$100 per day maximum/12 hours
See Details
$ 0
No missed connection coverage
See Details

13.3


Disclaimer

This is intended to be a brief overview of how travel insurance plans currently cover weather conditions. The analysis was based on the standard policies for each plan; actual coverage may vary by State. As will all insurance you should read the policy provisions and exclusions carefully before buying a plan for your trip.