Travelers sometimes get confused about some archaic language found in travel insurance policies that exclude coverage for “inherent vice”. What does it mean? “Inherent Vice” is a term found in most property policies and is meant to describe property that inherently deteriorates or destroys itself. An example would be any type of personal property (baggage [...]

This morning I read an article in the Hartford Courant that says that travel insurance policies contain a “named event” clause. The article goes on to say that because of this clause that if you buy a policy after a tropical storm is named there will be no coverage within the policy. Unfortunately this isn’t [...]

Unless you haven’t had the television on today than you probably have heard about the fine job that British security did in thwarting a terrorist plot to blow up USA bound planes from England. As a result the terror level has been raised for flights between the two countries and new rules have been effected [...]

I get asked this question all the time. And just this past month I actually did buy some travel insurance for my daughter as well as for my whole family. The following is a short checklist of the thought process I used in determining what plan I would choose: What are my concerns? What is [...]

New from the Texas Department of Insurance a press release that states that they have issued Trip Assured of Tennessee a cease and desist order to stop selling travel insurance to residents of Texas. It appears from the order that Trip Assured has been selling insurance in Texas without the benefit of a license. Personally [...]