Trip cancellation coverage had it’s origins in the late 1960’s with a coverage called “Air Fare Refunder” coverage. Originally, the “Air Fare Refunder” coverage only provided protection for loss of air fare paid to go on a group or chartered flight. The coverage was limited to only cancellations or interruptions due to a sickness or [...]

Considering the recent spate of earthquakes in Japan, there are some of us who are just itching to pick up and head out there to help rebuild the country. Perhaps it is your first time, or you’ve previously visited Japan. In either case, at this point in time more than any other, it is very [...]

Is terrorism covered under travel insurance policies? The answer is both yes and no. It depends on the type of travel insurance and more specifically on the sub-category of coverage found in the policy.

While most if not all plans exclude coverage for civil unrest there are some plans that offer some coverage for what is going on in Egypt. First off the only coverage available to cancel your trip and get most of your prepaid money back is Cancel for Any Reason coverage. Secondly some plans have Political [...]

This past week two so called personal financial experts recommended that you not buy travel insurance. The first one appeared on CBS news and recommended that you not buy trip cancellation coverage because, according to the web article, you could deal with a reputable travel agent who could get you a refund. WRONG! It was [...]