QuoteWright Travel Insurance Buyers Guide

Medical Expense Coverage

Travel Medical coverage covered unforeseen accidents or sicknesses that happen during your covered trip.

Travel Medical Expense Coverage

Are you concerned about medical coverage while traveling?  Travel medical expense coverage is for unforeseeable injury or sickness that happen during your covered trip.  Medical expenses include the customary and reasonable charges for:

  • hospital
  • doctor
  • nursing
  • medication

related to a covered injury or sickness.   Pre-existing conditions are  excluded unless the traveler has qualified for a "waiver of pre-existing conditions".

Claim payment is usually in the form of reimbursement based on submitting a claim when you return from your trip.  However, many plans offer direct payment to medical providers if required to secure care and treatment.

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FAQ's

Question:  Will Medicare cover me outside the USA?

Answer:  No, except in very limited cases, Medicare does not cover you outside the USA.  In addition Medicare supplement coverage, like Medigap, will have very limited coverage outside the USA and some plans have no coverage outside the USA.

Question:  Will my group health insurance cover me outside the USA?

Answer:  It depends on your plan.  Coverage might apply but it may be limited to out-of-network coverage.


Recommended Travel Insurance Plans

The following are the top 3 plans out of 15 available to you. All coverage limits and premiums are in US $.
Company & Plan Name Medical Limit Total Premium

Travel Insured International

Worldwide Trip Protector Plus

See Details
$ 100,000

See Policy Wording
Get A Quote

CSA Travel Protection

Custom Luxe

See Details
$ 250,000 [2]
Policy Maximum of $250,000
See Policy Wording
Get A Quote

Travel Insured International

Worldwide Trip Protector

See Details
$ 100,000 [2]

See Policy Wording
Get A Quote
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