QuoteWright Travel Insurance Buyers Guide

Money Back Guarantee also known as Free Look

The period of time when a traveler can request a policy to be cancelled.

 Sometimes you buy a policy and decide that you want a different one.  Or maybe you just want to cancel it altogether.  The "free look" period defines the policy's refundability should you want to cancel your policy and ask for a premium refund. Generally it is a period of time immediately after the purchase of the plan allowing you to review the policy and decide whether or not you want to keep it.  Many plans have a small policy service fee that they charge that is built into the cost which is not refundable.  This service fee, if charged, varies from $5 to $9.

The trip cancellation/trip interruption plans usually have a free look period of 10-14 days (varies by plan).  Many of the travel medical plans allow you to cancel your policy right up until the day before your departure date.

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What if I'm cancelling my policy past the free look period?

While you can cancel your policy after the free look period has expired, getting the premium refunded is another matter.  Premium refunds past the free look period are at the discretion of the insurance company.  In our experience, they generally do not refund the premium past the free look period.

All may not be lost though.  Some companies will either issue vouchers that can be used towards purchasing their insurance at a later date, or they will allow a one time date change to use that policy towards another trip.  In most cases they would require that (and will often need proof) that you didn't have any penalties for cancelling your original trip. 


Recommended Travel Insurance Plans

The following are the top 3 plans out of 15 available to you. All coverage limits and premiums are in US $.
Company & Plan Name Money Back Guarantee Total Premium

CSA Travel Protection

Custom Luxe

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10 Day Free Look
Conditions Apply
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RoamRight

Elite

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14 days

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Travel Insured International

Worldwide Trip Protector Plus

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14 days

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