Baggage and Personal Effects

Coverage for loss or damage to baggage and personal effects.

Travel Baggage Coverage

This is coverage for your baggage being lost, damaged or stolen. Coverage is usually all risk, meaning that almost all causes of loss are covered except for those specifically excluded or limited in the policy. However, some of the policies may limit coverage to when your baggage or personal effects are checked as luggage with a common carrier and some plans might exclude "mysterious disappearance". 

Policies might contain limits on the loss of a single item or for the loss of certain items like jewelry or cameras and camera equipment.  Most plans that have baggage coverage are secondary.  Secondary coverage requires that you submit the claim to your home owners plan before the travel insurance company will complete their adjustment of your claim. Your home owner's or tenant's policy may also provide coverage, so be sure to check.

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Recommended Travel Insurance Plans

The following are the top 3 plans out of 19 available to you. All coverage limits and premiums are in US $.
Company & Plan Name Baggage & Personal Effects Total Premium

Travel Guard

Cruise Tour and Travel

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$ 2,500

See Policy Wording
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Travel Guard

Platinum

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$ 2,500 [2]

See Policy Wording
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Travelex Insurance Services

Travel Select

See Details
$ 1,000

See Policy Wording
Get A Quote