Protection for Adverse Weather

Travel insurance policies, including those used to coverage flights and cruises, provide varying degrees of coverage for weather related losses.

Weather Coverage Comparison Chart

Many travel insurance policies will cover adverse weather conditions that cause you to cancel, delay, or interrupt your trip or cruise. 

Many have specific requirements that have to be met in order for coverage to apply. As an example many policies require the airline to cease operations for at least 24 consecutive hours before they will cover a cancellation. Use our weather related coverage chart to help you determine which plan would best cover your trip when it comes to weather related delays or cancellations. Note that this chart is intended for general information and as always specific policy provisions apply

Trip Cancellation/Interruption Coverage

Missed Connections Travel Delays
Company Plan Common Carrier Min. hours delay Uninhabitable home and/or destination Mandatory evacuations    
Allianz Basic    
CSA Custom 0 hours Home and Destination      
  Custom Luxe 0 hours Home and Destination      
 HTH Essential           
MH Ross Asset          
  Asset Plus          
RoamRight Essential          
Travel Guard Basic          
Travel Insured Worldwide Trip Protector Lite          
  Worldwide Trip Protector          
  Worldwide Trip Protector Plus          
Travelex Basic          
TravelSafe Vacation Basic          
  Vacation Classic          


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Fact:  client is traveling to North Carolina's Outer Banks is looking for a plan that would cover reimburse them for the unused portion of their vacation rental if a "mandatory evacuation" was ordered by local authorities due to a threatened hurricane.

Result:  client bought policy was able to find a policy with trip cancellation/interruption coverage that included coverage for mandatory evacuations or public official advisement.

Recommended Travel Insurance Plans

The following are the top 3 plans out of 15 available to you. All coverage limits and premiums are in US $.
Company & Plan Name Weather Protection Total Premium

Travelex Insurance Services

Travel Basic

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Inclement weather causing delay or cancellation of common carrier

See Policy Wording
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Travel Guard

Cruise Tour and Travel

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Inclement Weather causing delay or cancellation of common carrier
No Minimum Delay Time
See Policy Wording
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Travel Guard


See Details
Inclement Weather causing delay or cancellation of travel
No Minimum Delay Time
See Policy Wording
Get A Quote