To use this page you can click on the Coverage Items in the left-hand column to see how each of the plans rate. For more detail on a plan click on the name of the plan below, for more information on Pre-Existing Condition Period click on the underlined item in the Pre-Existing Condition Period column.

Pre-Existing Condition Period - Travel policies generally exclude from coverage any medical condition for which you are currently being treated or for which you should be treated. Each company will look at a specific period of time prior to your coverage effective date in order to determine if a condition is pre-existing. If treatment is given, or should have been sought during this period than coverage will be excluded. There are usually two exceptions to this exclusion: 1. the pre-existing condition waiver (please see waiver heading for explanation); and 2. the taking of a prescribed medication for a conditions that is controlled throughout the pre-existing condition period. Most plans will not exclude taking a prescribed medication for a controlled condition as long as the condition and the medication have both remained unchanged during the entire period.

Company Plan Name Pre-Existing Condition Period QuoteWright Rating
Travelex Insurance Services Travel Select 60 days
Applies only to all family members
QuoteWright rating: 10 out of 10
Travelex Insurance Services Travel Select with Med Upgrade 60 days
Applies only to all family members
QuoteWright rating: 10 out of 10
Travelex Insurance Services Travel Basic 60 days
Applies to all Family Members
QuoteWright rating: 9 out of 10
Travel Insured International Worldwide Trip Protector Lite 60 days
Applies to all family members
QuoteWright rating: 8 out of 10
Travel Insured International Worldwide Trip Protector 60 days
Applies to all family members
QuoteWright rating: 8 out of 10
Travel Insured International Worldwide Trip Protector Plus 60 days
Applies only to traveling family members
QuoteWright rating: 8 out of 10
Travel Guard Cruise Tour and Travel 60 days
Applies to all family members
QuoteWright rating: 7 out of 10
Travel Guard Essential Expanded 180 days
Applies to all family members
QuoteWright rating: 7 out of 10
Travel Guard Essential 180 days
Applies to all family members
QuoteWright rating: 7 out of 10
Travel Guard ProtectAssist 180 days
Applies to all family members
QuoteWright rating: 7 out of 10
Travel Guard Basic 180 days
Applies to all family members
QuoteWright rating: 7 out of 10
Travel Guard Silver 180 days
Applies to all family members
QuoteWright rating: 7 out of 10
Travel Guard Gold 180 days
Applies to all family members
QuoteWright rating: 7 out of 10
Travel Guard Platinum 90 days
Applies to all family members
QuoteWright rating: 7 out of 10
RoamRight Essential 180 days
Applies to all family members
QuoteWright rating: 7 out of 10
RoamRight Elite 180 days
Applies to all family members
QuoteWright rating: 7 out of 10
RoamRight Preferred 180 days
Applies to all family members
QuoteWright rating: 7 out of 10
Generali Global Assistance Premium 180 days
Applies only to you and your Traveling Companion
QuoteWright rating: 6 out of 10
Generali Global Assistance Preferred 180 days
Applies only to you and your Traveling Companion
QuoteWright rating: 6 out of 10