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Weather Coverage Comparison Chart

UPDATE: Check out our new Travel Insurance Buyer's Guide's Weather Coverage Page

Most travel insurance policies will cover weather conditions that cause you to cancel, interrupt, or delay your trip, however, many have specific requirements that have to be met in order for coverage to apply. As an example many policies require the airline to cease operations for at least 24 consecutive hours before they will cover a cancellation. Use this chart to help you determine which plan would best cover your trip when it comes to weather related delays or cancellations.

The chart below is shown in descending order based on our QuoteWright ratings for each coverage. The rating scale is based on 0 to 100, the higher the rating, the better the coverage relative to the other plans.

Company

Plan Name Trip Cancellation/Interruption Covered Reason Travel Delay Missed Connection QuoteWright Rating

Travelex Insurance Services


Travel Basic

inclement Weather, if it causes delay or cancellation of travel

See Details
$ 500
5 Hour Delay / Max $250 per day.
See Details
$ 500
3 hours or more caused by airlines delays
See Details

66.0


Generali Global Assistance


Premium

Adverse weather, mechanical breakdown of the aircraft, ship, boat, or motor coach
you are scheduled to travel on
See Details
$ 1,000
$300/per day per person Maximum/ 6 hours.
See Details
$ 1,000
Delay of 3 or more hours.
See Details

46.0


Generali Global Assistance


Preferred

Adverse weather, mechanical breakdown of the aircraft, ship, boat, or motor coach
you are scheduled to travel on
See Details
$ 1,000
$200/per day per person Maximum/ 8 hours.
See Details
$ 750
Delay of 3 or more hours.
See Details

42.7


Travel Insured International


Worldwide Trip Protector

Weather causing complete cessation of services
Minimum 6 hour delay
See Details
$ 1,500
$200 limit per day/3 hour delay
See Details
$ 500
Delay of 3 or more hours
See Details

42.7


Travelex Insurance Services


Travel Select

Inclement Weather, if it causes delay or cancellation of travel;
see details
See Details
$ 2,000
5 Hour Delay
See Details
$ 750

See Details

37.7


Travelex Insurance Services


Travel Select With Medical Upgrade

Inclement Weather, if it causes delay or cancellation of travel;
see details
See Details
$ 2,000
5 Hour Delay
See Details
$ 750

See Details

37.7


Disclaimer

This is intended to be a brief overview of how travel insurance plans currently cover weather conditions. The analysis was based on the standard policies for each plan; actual coverage may vary by State. As will all insurance you should read the policy provisions and exclusions carefully before buying a plan for your trip.