Home > Weather Coverage Chart Comments?

Weather Coverage Comparison Chart

UPDATE: Check out our new Travel Insurance Buyer's Guide's Weather Coverage Page

Most travel insurance policies will cover weather conditions that cause you to cancel, interrupt, or delay your trip, however, many have specific requirements that have to be met in order for coverage to apply. As an example many policies require the airline to cease operations for at least 24 consecutive hours before they will cover a cancellation. Use this chart to help you determine which plan would best cover your trip when it comes to weather related delays or cancellations.

The chart below is shown in descending order based on our QuoteWright ratings for each coverage. The rating scale is based on 0 to 100, the higher the rating, the better the coverage relative to the other plans.

Company

Plan Name Trip Cancellation/Interruption Covered Reason Travel Delay Missed Connection QuoteWright Rating

Travel Insured International


Worldwide Trip Protector Plus

Inclement Weather causing complete cessation of services
Miniumum 24 hour delay
See Details
$ 1,000
$200 limit per day/6 hour delay
See Details
$ 500
Delay of 3 or more hours
See Details

46.0


Generali Global Assistance


Premium

Adverse weather, mechanical breakdown of the aircraft, ship, boat, or motor coach
you are scheduled to travel on
See Details
$ 1,000
$300/per day per person Maximum/ 6 hours.
See Details
$ 1,000
Delay of 3 or more hours.
See Details

46.0


Travel Insured International


Worldwide Trip Protector

Weather causing complete cessation of services
Miniumum 24 hour delay
See Details
$ 1,000
$200 limit per day/6 hour delay
See Details
$ 500
Delay of 3 or more hours
See Details

42.7


Generali Global Assistance


Preferred

Adverse weather, mechanical breakdown of the aircraft, ship, boat, or motor coach
you are scheduled to travel on
See Details
$ 1,000
$200/per day per person Maximum/ 8 hours.
See Details
$ 750
Delay of 3 or more hours.
See Details

42.7


RoamRight


Preferred

Weather causing complete cessation of services
Miniumum 24 hour delay
See Details
$ 1,000
$200 limit per day/6 hour delay
See Details
$ 500
Delay of 3 or more hours
See Details

42.7


Travel Insured International


Worldwide Trip Protector Lite

Inclement Weather causing complete cessation of services
Miniumum 24 hour Delay
See Details
$ 300
$100 limit per day/12 hour delay
See Details
$ 300
minimum delay of 12 hours
See Details

28.3


RoamRight


Essential

Weather causing complete cessation of services
Miniumum 24 hour Delay
See Details
$ 500
$100 limit per day/12 hour delay
See Details
$ 200
Delay of 6 or more hours
See Details

21.7


Disclaimer

This is intended to be a brief overview of how travel insurance plans currently cover weather conditions. The analysis was based on the standard policies for each plan; actual coverage may vary by State. As will all insurance you should read the policy provisions and exclusions carefully before buying a plan for your trip.