Storm News from CSA Travel Protection

August 5th, 2014

We just received notification from CSA Travel Protection that coverage for tropical storm Julio and Hurricane Iselle will be limited under their policies as follows:

Hurricane Iselle, currently in the Pacific, coverage will not apply for plans purchased on or after August 1, 2014.

Tropical Store Julio also in the Pacific, coverage will not apply for plans purchased on or after August 4, 2014.

This affects both the Custom and Custom Luxe plans.

Travel Insurance and Travel to Israel

July 23rd, 2014

From a travel insurance standpoint travel to Israel is like travel to any other tourist destination however, travel insurance is being impacted by the recent military action affecting the Gaza strip and the order issued yesterday, July 22, 2014, by the Federal Aviation Administration and continued today.  As of today, coverage is still available for travel to Israel but travelers should keep in mind that the following exclusions are common in all travel insurance policies:

  • declared or undeclared war, or any act of war;
  • any government regulation or prohibition;

So cancellations or interruptions caused either directly or indirectly by the military action or by the FAA prohibition will probably not be covered.

UPDATE:  Several hours after I posted this blog the FAA lifted the ban on flights to Tel Aviv (Ben Gurion Airport) effective 11:45PM EDT.

 

Travel Insurance for Israel

July 16th, 2014

With air strikes and an anticipated invasion of the Gaza strip a frequent question that we’re getting concerns coverage to Israel?

Most of the questions deal with the traveler’s trip investment and whether there is any coverage if they had to cancel or interrupt their trip due to the military actions.

The answer is no, travel insurance policies specifically exclude losses caused by or resulting from “war, declared or undeclared or any act thereof”.  The only option is found with plans that offer “cancel for any reason”(CFAR) coverage.  CFAR coverage is specifically designed to protect a traveler if they have to cancel a trip due to a reason that either isn’t listed as a basic trip cancellation covered reason or for a reason that is specifically excluded from coverage, such as “war, declared or undeclared or any act thereof”.

CFAR is a time sensitive benefit and is only available if purchased within the required time period which varies by plan from 1 to 30 days.

 

Qantas flight floods, returns back to LAX.

July 3rd, 2014

An Australian bound flight from LA was forced to turn around and land after a pipe burst and caused flooding within the aisle.??These are the types of events no one plans for.??Two ways you could get coverage here:

  1. trip cancellation/interruption – as long as your plan offers coverage for mechanical breakdown (just keep in mind that most don’t.??CSA’s Custom and Custom Luxe and Travelex’s Basic, Select and Max plans have some of the best mechanical breakdown coverage out there).
  2. Travel delay- won’t reimburse your losses for missing your trip, but can help with food and a hotel stay if it takes a bit to get your trip going again.

Tropical Storm Arthur

July 2nd, 2014

Forecasts are putting the storm more out to sea for the northeast but it looks like Arthur will affect the Outer Banks of North Carolina.  We’ve written an article on mandatory evacuations from the Outer Banks before.  Still holds true.  Here is our previous blog:

http://www.quotewright.com/weblog/2011/08/north-carolina-the-outer-banks-and-mandatory-evacuations/