Archive for the 'Good Question' Category

Can I get Cancel for Any Reason coverage with Standby Flights?

Monday, August 24th, 2009

A question that has come up is if a person can get Cancel for Any Reason coverage for a trip that has the travelers flying standby. The main concern was that the travelers would not be able to get a standby flight in time for their scheduled cruise, therefore they were seeing if Cancel for [...]

What if I’m Quarantined in China?

Thursday, August 6th, 2009

We’ve been getting calls concerning the possibility of being quarantined in China due to displaying symptoms of flu, or even being on a flight with others who have symptoms. While most travel insurance plans trip interruption coverage would cover quarantine of this nature you have to watch out for plans that exclude pandemic or epidemic, [...]

What if my insurance company goes bankrupt?

Tuesday, September 16th, 2008

In the past several days we’ve all heard about the crisis going on with AIG and their recent attempts to raise capital to forestall a decrease in their credit ratings. We have heard that bankruptcy is one option that AIG’s management might have no recourse but to use. That raises the question of: [...]

Does the Pre-Existing Condition Exclusion Only Apply to Family Members Who are Traveling?

Friday, September 12th, 2008

No – it applies to all Immediate Family Members, travel companions and their Immediate Family Members- whether they are traveling or not. This is an important detail to pay attention to because most travelers think that the pre-existing condition exclusion only applies to them – the ones going on the trip. If you are concerned [...]