The latest news reports indicate that air travel over the holidays is expected to reach all time highs with seat occupancy rates anticipated to be over 90%. Experts are also predicting travel delays because, as everyone knows, weather at this time of the year can be a factor. Even if bad weather doesn’t hit your airports it might affect your travel because of the ripple effect it causes to the nation’s airways. And if you’re traveling there is few things worse than spending the night in an airport because your flight has been cancelled or delayed.
What better way to avoid some of the hassle than by buying travel insurance. It won’t eliminate your delays but it might save you from sleeping in the airport. How? With the travel delay benefit found in most packaged travel insurance policies. In most cases this benefit will reimburse you for additional living expenses if your trip is delayed enroute for more than several hours because of a carrier caused delay or weather conditions that delay travel.
And here is where we get to a hidden travel insurance secret: most travel insurance plans offer a zero(0) trip cost option. This option allows you to eliminate the trip cancellation/interruption coverages while still having the basic policy protection which includes the travel delay coverage. And in most cases you can save 40% – 50% by doing that and it’s a lot less expensive than one night in a hotel. In addition, the basic portion of package plans will also includes coverage for baggage losses or delays and medical expenses.