Last night the FAA restricted flight into and out of Lambert-St. Louis International Airport because of reports of gunshots being fired in the sky in nearby Ferguson. It was reported that 10 inbound and 6 outbound were affected by these restrictions and that the restrictions have now been lifted.
How does this effect travel insurance? Normally, when a flight is cancelled or redirected to another airport there are a couple of coverages that might apply to help replace the financial losses that could be incurred. However, many travel insurance plans might not provide any coverage because of either an exclusion that eliminates coverage for financial losses caused by civil unrest or because civil unrest isn’t one of the perils listed in the policy.
Travelers should read their policies carefully. We provide a guide on how to read a travel insurance policy at http://www.quotewright.com/travel-insurance-buyers-guide/reading-travel-insurance-policy.